A lot of people have asked what my feelings are in regards to my credit situation. I’d be lying if I said I was the expert. However what very few people do know is there are several completely legit ways to get your personal credit back into shape.
Debt settlement is one of the fastest growing industries in the US today. It is a completely aggressive market of companies that will go to bat for you in an attempt to settle your debt. Debt settlement is a cheap alternative to filing for bankruptcy or debt consolidation loans.
However, because this is such a competitive market, you have to be careful of who you are dealing with. There are debt settlement companies whose only intention is to milk people for every dollar they have. Companies such as Credit Solutions (Dallas, TX) are an example of an organization that hires and fires straight commission salespeople to ‘assist you’ in fixing your credit. How do I know? Because I have worked with over 30 of these ‘Debt Analysts’ at another sales organization… and just like most bad salespeople, hop from job-to-job screwing people out of money. They are trained to “SELL, SELL, SELL” and “Write ‘em or Roast ‘em”, just like every bad sales job I’ve ever been in. Bottom line… be careful who you’re dealing with.
On the flip side, a great group of guys out of Dallas have merged to form Alliance for Debt Relief. These guys will not waste time with people they can’t help. They are some of the most genuine people I have ever talked to, and truly have a passion for what they do. I would recommend them over any organization in the country.
Now again, keep in mind this is just my opinion. If you want to find out for yourself, do the research. I hope this helps if you are finding yourself in a financial plight. But before you file for bankruptcy, consider looking into debt settlement.
